Bratty’s Tarot is considered a service and due to the nature of the service and labor involved are non-refundable. However if I am unable to perform the service, or I cancel BEFORE your scheduled time then you will be entitled to a full refund. However, if YOU cancel after payment is made but before I have started you will receive a 50% refund. Once service has begun no refunds shall be issued. If your reading was delivered late, you have the right to a PARTIAL refund to my choosing. In most cases any refunds will be put back to the original form of payment and are subject to the processing time of the merchant account. Most PayPal payments go back within 24-48 hours, Stripe transactions generally take 3-5 BUSINESS days.